Aflac Benefits Open Enrollment
Date/Time: Friday, November 22nd @ 11am – 4pm
Where: HR Conference Room Area
As an employee of UNITED HEBREW, you are eligible to participate in our Voluntary Benefits Program. Voluntary Benefits are offered to help address the individual needs of you and your family with advantages that otherwise might not be available to you on your own. Your voluntary benefit offerings are designed to complement your benefits package and provide additional security for you and your family.
All Employees: This is your opportunity to obtain Aflac Short Term Disability, Accident, Critical Illness and Hospital Indemnity coverage!
It is recommended for ALL EMPLOYEES to speak with a representative onsite to learn more, ask questions and enroll if you choose to do so.
If you cannot meet with a representative onsite, please call Premier Worlsite Benefits Customer Service for further information and to enroll.
PREMIER WORKSITE BENEFITS CUSTOMER SERVICE
(866) 463-8808, option 4
(Monday – Friday, 9am – 4pm EST)
What do you get?
Options: You may choose your level of coverage; one that both fits your needs and is easy on your paycheck. Your decision will not change the benefits being provided under any employer-sponsored benefit program.
Convenience: Voluntary benefits are paid through the convenience of payroll deduction
Acceptance: In many cases, you and immediate family members will have a better opportunity to obtain coverage through this offering than you would on your own, especially if any medical conditions or concerns are present.
Portability: Many of these programs may be taken with your with no change in premium or benefit if you leave employment or retire.
Permanent & Term Life Insurance
Life Insurance helps take care of your loved one’s immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs and current bills and debts. Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.
As people move through the stages of life, certain factors dictate the type of life insurance they need. During working years, an employer may provide Term Life insurance, but the Permanent Life product is designed to last for the remainder of your life and can help give peace of mind because the money you spend builds cash value that you can use later in life or add to the term benefit payout. The graph below illustrates the need for term and permanent life insurance throughout the various stages of life.
Disability Insurance
Could you survive if you were suddenly left without a paycheck? How would you pay your mortgage/rent, utilities, car insurance, car payments, food and other living expenses? Disability Insurance provides you with cash to protect your lifestyle when out of work due to an accident or illness.
- Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire*
- Offers income protection to help cover monthly expenses (i.e. mortgage or rent, utilities, car payments, etc…) if you’re unable to work because of a total disability due to illness or injury
Accident Insurance
Unexpected accidents can also mean unexpected out-of-pocket expenses. Hospital stays, medical or surgical treatments, dislocations or fractures, and transportation by ambulance can add up quickly and be very costly. Accident Insurance can help with some of these expenses so your finances can remain healthy.
- Guaranteed Acceptance – you may qualify for coverage regardless of health
- Benefits are paid directly to you – use the money however you see fit
- Coverage is available to you, your spouse and dependent children
- On and off the job coverage
Critical Illness & Cancer Insurance
No one knows what lies ahead on the road of life. Will you be diagnosed with a major illness? The signs pointing to a major illness diagnosis are not always clear and may not be preventable, but Critical Illness & Cancer Insurance can help offer financial protection in the event you are diagnosed.
- Covers major illness diagnosis – benefit paid upon diagnosis
- Paid regardless of ability to work – The payment is made in a tax-free lump sum and is not linked to your ability/inability to work
- Use the money for any purpose – You choose what you want to do with the money
Hospital Indemnity Insurance
Visits and stays at a hospital can be costly. A Hospital Indemnity Plan can complement your medical coverage by helping to ease the financial impact of a hospitalization.
- Lump-sum cash benefit paid directly to you
- No deductible to meet to receive benefits
- No networks – freedom to choose your provider
Premier Worksite Benefits
P: (866) 463-8808, Option 4
Mon-Fri 9am-4pm EST
support@premierworksite.com